Eligibility for Social Security Disability Insurance

The Social Security Administration is managing a federal insurance program that aims to aid those who cannot continue to work because of a disability, and this program is called the Social Security Disability Insurance, also known as SSDI.

To be eligible to this program, certain factors are considered, such as your number of years in employment, age in relation to your work credits, and medical condition. These factors may vary on a case to case basis. For example, those who have worked for a long time, have aged a lot, and have sustained a severe medical condition, are more likely to get approved by the Social Security Administration, compared to a less experienced worker who has sustained a disability in a relatively young age.

According to the website of Hankey Law Office, P.C., this program involves a variety of complicated legal processes, such as filing for coverage and appealing a coverage rejection. This warrants the rise of legal representatives who specialize in SSDI.

But why is the process so complicated? This is to prevent abuse of the system. SSDI is a financial support program. Of course, many people will find it appealing to apply. Here are just some of the advantages of having a Social Security Disability Insurance:

  • You can have money for your day-to-day expenses and treatment costs
  • The financial security will prevent emotional and psychological problems that may arise due to financial burdens
  • The lack of emotional and psychological problems will prevent relationship issues that may arise due to depression, irritability, social withdrawal, and other behaviors

In a way, SSDI is there to pay you back for all the contributions and taxes you have paid. It is a legal and moral protection for the productive individuals in society who have become unfortunate enough to sustain a disability.

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